Answers to some general questions & answers

Quetions in Mind?

If you have some questions in mind or doubts that are putting your decision to buy your home at stall, you have landed in the right place!

As per the Foreign Exchange Management Act, 1999, a Non-resident Indian is:
Any Indian citizen who stays out of the country, be it for the purpose of employment or business or holiday or for any other reason in situations or instances that indicate an indefinite time (period) of stay abroad; OR,
Government employees who are officially posted in a foreign land on duty with the Indian Mission and with any other agencies that are set up overseas by the India Government. Here, the officers get salaries from Government resources; OR,
Government officials appointed overseas on an assignment with any foreign government or regional/international organizations such as the World Health Organization (WHO), Economic and Social Commission for Asia and the Pacific (ESCAP); OR,
Officer of the State Government and/or Public Sector Undertakings appointed in a foreign country on temporary basis or appointed to a branch or office overseas.
RBI FAQThere is a host of common questions and answers with respect to the Reserve Bank of India regulations that govern acquisition of immovable properties in India by a NRI. (Read More)
Here are a list of documents you must check before buying your dream home (these might not be the minimum requirements).
1. Sale Deed

2. Mutation
3. Registration/power of attorney
4. Building and/or floor plan
5. Allotment letter
6. No-objection letter from local and government authorities
7. Possession letter
8. Receipts
9. Completion certificate
10. Occupancy certificate
Here are few probable points to ponder over before you set out to buy your dream home on EMI:
Prepare an Investment Plan Before Getting the Home Loan
Choose a Home Loan That Offers Affordable Interest Rates
Look for Flexi Hybrid Home Loans
Make Prepayments to Cut Down on Your EMI Burden
Opt for Home Loan Balance Transfer at Competitive Interest Rates


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